credit adviser
Credit advisers offer guidance to customers related to credit services. They assess the customer's financial situation and debt issues arisen from credit cards, medical bills and car loans in order to identify optimal credit solutions for customers and also provide debt elimination plans to adjust their finances if needed. They prepare qualitative credit analyses and decision-making material in respect of defined customers in conformity with the bank's strategy on credit policy, ensure the credit quality and follow up on the performance of the credit portfolio. Credit advisers also have expertise in debt management and credit consolidation.
Also called: credit counselor, debt counsellor, certified credit counselor, credit intermediary
- 18
- essential skills
- 29
- optional skills
- 8
- related roles
- 3312
- ISCO-08 group
Where you can go from here
8 rolesOccupations sharing the most essential skills with this one. The number is a count, not an opinion.
- credit analyst7 skills in common
- financial planner7 skills in common
- bankruptcy trustee6 skills in common
- credit manager6 skills in common
- loan officer6 skills in common
- insurance collector5 skills in common
- mortgage broker5 skills in common
- relationship banking manager5 skills in common
Essential skills
18- advise on financial matters
- analyse loans
- analyse the credit history of potential customers
- assess debtor's financial situation
- consult credit score
- credit control processes
- debt systems
- economics
- examine credit ratings
- financial products
- insolvency law
- maintain client debt records
- maintain credit history of clients
- obtain financial information
- perform debt investigation
- prepare credit offers
- provide financial product information
- provide support in financial calculation
Optional skills
29- accounting techniques
- advise on credit rating
- advise on risk management
- analyse financial risk
- assess risks of clients' assets
- audit techniques
- banking activities
- budget for financial needs
- business loans
- communicate with banking professionals
- consumer protection
- corporate social responsibility
- create a financial plan
- credit card payments
- determine loan conditions
- develop investment portfolio
- forecast future levels of business
- interpret financial statements
- interview bank loanees
- investment analysis
- microfinance
- monitor national economy
- mortgage loans
- prepare credit reports
- property law
- review investment portfolios
- securities
- synthesise financial information
- tax legislation
No account needed to start
How close are you to being a credit adviser?
MyNodes reads your CV once, maps it to this same taxonomy, and shows you which roles you are already closest to and the few skills that would open the most doors. The file is deleted as soon as it has been read.