credit analyst
Credit analysts investigate credit applications from customers and evaluate if the applications comply with regulations and guidelines of the financial loan-granting institution. On the basis of credit analyses they advise financial institutions whether customers are loan worthy. They perform tasks such as collecting data on the loan applicant, aquire additional information from other departments or institutions and indicating what sort of agreements the financial institution should reach with the credit applicant. Credit analysts also follow up on the development of the credit portfolio of clients.
Also called: credit clerk, analyst of credits
- 16
- essential skills
- 15
- optional skills
- 8
- related roles
- 3312
- ISCO-08 group
Where you can go from here
8 rolesOccupations sharing the most essential skills with this one. The number is a count, not an opinion.
- credit adviser7 skills in common
- credit manager7 skills in common
- bankruptcy trustee5 skills in common
- financial planner5 skills in common
- financial risk manager5 skills in common
- loan officer5 skills in common
- investment manager4 skills in common
- mortgage loan underwriter4 skills in common
Essential skills
16- advise on credit rating
- advise on risk management
- analyse financial risk
- analyse loans
- analyse the credit history of potential customers
- apply credit risk policy
- debt classification
- financial engineering
- financial statements
- insolvency law
- interpret financial statements
- maintain client debt records
- maintain credit history of clients
- obtain financial information
- perform debt investigation
- synthesise financial information
Optional skills
15- accounting
- analyse market financial trends
- banking activities
- budget for financial needs
- develop investment portfolio
- examine credit ratings
- financial forecasting
- interview bank loanees
- interview techniques
- investment analysis
- manage securities
- public offering
- review investment portfolios
- stock market
- tax legislation
No account needed to start
How close are you to being a credit analyst?
MyNodes reads your CV once, maps it to this same taxonomy, and shows you which roles you are already closest to and the few skills that would open the most doors. The file is deleted as soon as it has been read.